10 Ways to Stay Broke...Forever: Why Be Rich When You Can Have This Much Fun?
Laura J. McDonald, Susan L. Misner
Format: PDF / Kindle (mobi) / ePub
How to change your free-spending ways, live luxuriously on a budget, and build a sound financial future
From the founders of GoldenGirlFinance.ca comes a new book on how to get your financial house in order and enjoy the freedom and happiness that comes with a secure financial future. In 10 Ways to Stay Broke. . . Forever, you'll learn why focusing on living well now is almost always a path to poverty later. You might have a new car, a beautiful house, and a wardrobe to die for, but you're shortchanging yourself if you haven't started saving and investing for retirement.
In 10 Ways to Stay Broke . . . Forever, personal finance gurus Laura McDonald and Susan Misner show you how to start planning for tomorrow today. With simple guidance and straight talk about finances, they explain the things women do to stay broke and what you should do instead.
- From the founders of GoldenGirlFinance.ca, the leading personal finance site for Canadian women
- Written in an engaging, accessing, and conversational style that takes the fear out of the complex world of finance
- Features practical, actionable advice for taking control of your personal finances with real-life examples and handy tools
Having money in your pocket is a great feeling. But there's no more amazing feeling than financial security. Having money in the bank means having power, possibility, and opportunity—and nothing feels better than that!
Press, July 17, 2012, http://www.huffingtonpost.ca/2012/07/17/household-debt-canada-interest-rates_n_1679724.html?utm_hp_ref=canada-business. 4. Michael Babad, “Toronto, Vancouver House Prices to Sink 15% Over 23 years, TD Warns,” The Globe and Mail, June 11, 2012, http://www.theglobeandmail.com/report-on-business/top-business-stories/toronto-vancouver-house-prices-to-sink-15-over-2-3-years-td-warns/article4246895. 5. Douglas Hoyes, “Debt: The New Normal,” The Money Finder (blog), September 24,
convinced the participants to surrender their car keys for one month. For an entire month, they could not use their cars at all. They had to rely on walking, biking, taking public transportation or plain old bumming a ride from their pals. Each participant was given a Zipcar membership—but it was only to be used when absolutely necessary. As you might expect, the results demonstrated a few healthy changes: 132 per cent increase in miles biked 93 per cent increase in miles walked 66 per cent
a discount on a discount. How on earth do you keep track of all the grocery store flyers? Online, of course. For example, www.Flyerland.ca offers access to numerous store coupons, flyers and catalogues, and even offers a product search tool. What Is Your Coupon Personality? “Know thyself ” is inscribed on the Temple of Apollo at Delphi. But you don't need to trek to Greece to know what kind of coupon style you have. Just for fun, see if you can recognize your attitude when it comes to
slowing down to share a meal and enjoying a casual moment is what provides the social bonding opportunity. The restaurant bill has nothing to do with it. Call it a picnic. Suggest a BYOBB lunch and to meet in a peaceful spot somewhere off the beaten track. Excuse #5 “I like going out for lunch. It's the only thing I look forward to in my day.” Solution: Uh-oh. If lunch is the highlight of your working day, perhaps it's time to look for a new job! Nevertheless, this excuse takes us back to
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